State Regulations

Under the Dodd-Frank Wall Street Reform and Consumer Protection Act (the "Durbin Amendment"), a federal law, businesses are allowed to offer a discount to their customers or another incentive for using a certain method of payment, as long as that incentive is offered to all customers and the offer is disclosed clearly and conspicuously. For example, a business can offer its customers a discount, as an incentive for paying with cash or check, rather than a credit card.